PCI Requirements

There are twelve (12) requirements that PCI has identified as the foundation of security compliance. The twelve (12) requirements are listed below. Click on any requirement to access the full specifications needed for compliance.

Build and Maintain a Secure Network

• Requirement 1: Install and maintain a firewall configuration to protect cardholder data
  
• Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

• Requirement 3: Protect stored cardholder data
  
• Requirement 4: Encrypt transmission of cardholder data across open, public networks [back to top]

Maintain a Vulnerability Management Program

• Requirement 5: Use and regularly update anti-virus software
• Requirement 6: Develop and maintain secure systems and applications [back to top]

Implement Strong Access Control Measures

• Requirement 7: Restrict access to cardholder data by business need-to-know
  
• Requirement 8: Assign a unique ID to each person with computer access
  
• Requirement 9: Restrict physical access to cardholder data [back to top]

Regularly Monitor and Test Networks

• Requirement 10: Track and monitor all access to network resources and cardholder data
  
• Requirement 11: Regularly test security systems and processes [back to top]

Maintain an Information Security Policy

• Requirement 12: Maintain a policy that addresses information security [back to top]